Legal

Terms of Service

Last updated: 1 January 2026

These Terms of Service ("Terms") govern your access to and use of unifactorspa.org, operated by UNIFACTOR S.p.A., Comp. S.S. 16, Maglie-Lecce km 978, 73022 Corigliano d'Otranto (LE), Italy. By using this website, you agree to these Terms.

1. Informational purpose only

This website provides general information relating to factoring, receivables management, credit management and financial services. Content is published for informational purposes only and does not constitute financial, legal, investment or professional advice. We do not offer, sell or broker any paid service through this website.

2. No offer or solicitation

Nothing on this website constitutes an offer, solicitation or recommendation to enter into any factoring, credit or financial services arrangement. Any decision made in reliance on this content is made at your own discretion and risk.

3. Use of the website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of, this website by any third party. You may not attempt to gain unauthorised access to any part of this website or its underlying systems.

4. Intellectual property

Unless otherwise indicated, the text, layout, graphics and other material on this website are the property of UNIFACTOR S.p.A. or its licensors and are protected by applicable intellectual property laws. You may view and print content for personal, non-commercial reference only.

5. Third-party content and links

This website may reference or link to third-party sources for context. We do not control and are not responsible for the content, accuracy or availability of external sites.

6. No warranty

This website and its content are provided "as is" without warranties of any kind, express or implied, including warranties of accuracy, completeness or fitness for a particular purpose. We do not guarantee that the content is free of errors or that the website will operate uninterrupted.

7. Limitation of liability

To the fullest extent permitted by applicable law, UNIFACTOR S.p.A. shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or inability to use, this website or reliance on its content.

8. Changes to these Terms

We may revise these Terms from time to time. The updated version will be indicated by an updated "Last updated" date and will apply from the date it is published.

9. Governing law

These Terms are governed by the laws of Italy. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts of Italy, without prejudice to any mandatory consumer protection rights.

10. Contact

Questions about these Terms can be sent to support@unifactorspa.org or by post to UNIFACTOR S.p.A., Comp. S.S. 16, Maglie-Lecce km 978, 73022 Corigliano d'Otranto (LE), Italy.

All content on this website is provided for general informational purposes only and does not constitute a commercial offer or solicitation of any paid service.