@import url('https://fonts.googleapis.com/css2?family=Spectral:ital,wght@0,400;0,500;0,600;1,400&family=Work+Sans:wght@400;500;600;700&family=Space+Mono:wght@400;700&display=swap');

:root{
  --ink:#181b1d;
  --steel:#233440;
  --steel-2:#2c4150;
  --paper:#eeece5;
  --paper-2:#e2e0d6;
  --slate:#5a625f;
  --teal:#3f6b63;
  --teal-light:#7fa89e;
  --line:#d2d0c3;
  --white:#ffffff;
  --font-display:'Spectral', serif;
  --font-body:'Work Sans', sans-serif;
  --font-mono:'Space Mono', monospace;
  --container:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
h1,h2,h3,h4{
  font-family:var(--font-display);
  font-weight:500;
  line-height:1.15;
  margin:0 0 .5em;
  color:var(--steel);
}
p{margin:0 0 1em;color:var(--slate);}
.container{max-width:var(--container);margin:0 auto;padding:0 32px;}
.eyebrow{
  font-family:var(--font-mono);
  font-size:.7rem;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--teal);
  display:flex;
  align-items:center;
  gap:10px;
}
.eyebrow::before{content:'';width:22px;height:1px;background:var(--teal);}

:focus-visible{outline:2px solid var(--teal);outline-offset:3px;}

@media (prefers-reduced-motion:reduce){
  *{animation-duration:.001ms !important;transition-duration:.001ms !important;scroll-behavior:auto !important;}
}

/* Header */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(238,236,229,.94);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 32px;
  max-width:var(--container);margin:0 auto;
}
.brand{display:flex;align-items:center;gap:12px;}
.brand-logo{width:38px;height:38px;object-fit:contain;flex:none;}
.brand-name{
  font-family:var(--font-display);
  font-size:1.2rem;
  letter-spacing:.04em;
  color:var(--steel);
  text-transform:uppercase;
}
.brand-name span{color:var(--teal);}
.brand-name small{
  display:block;font-family:var(--font-mono);font-size:.6rem;letter-spacing:.1em;
  text-transform:uppercase;color:var(--slate);font-weight:400;
}
.main-nav{display:flex;align-items:center;gap:32px;}
.main-nav a{font-size:.9rem;color:var(--steel);position:relative;padding:4px 0;}
.main-nav a::after{
  content:'';position:absolute;left:0;bottom:0;width:0;height:1px;background:var(--teal);
  transition:width .25s ease;
}
.main-nav a:hover::after,.main-nav a[aria-current="page"]::after{width:100%;}
.nav-cta{background:var(--steel);color:var(--white);padding:9px 20px;border-radius:1px;font-size:.86rem;}
.nav-cta:hover{background:var(--steel-2);}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;color:var(--steel);font-size:1.6rem;}

@media (max-width:860px){
  .nav-toggle{display:block;}
  .main-nav{
    position:fixed;inset:70px 0 0 0;background:var(--paper);
    flex-direction:column;align-items:flex-start;padding:32px;gap:20px;
    transform:translateY(-110%);transition:transform .3s ease;
    border-top:1px solid var(--line);
  }
  .main-nav.open{transform:translateY(0);}
}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  font-family:var(--font-body);font-size:.9rem;font-weight:600;
  padding:13px 26px;border-radius:1px;border:1px solid transparent;cursor:pointer;
}
.btn-primary{background:var(--steel);color:var(--white);}
.btn-primary:hover{background:var(--steel-2);}
.btn-outline{border-color:var(--steel);color:var(--steel);}
.btn-outline:hover{background:var(--steel);color:var(--white);}

/* Hero - invoice framing */
.hero{padding:88px 0 0;border-bottom:1px solid var(--line);}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;align-items:stretch;}
.hero-copy{padding:0 56px 80px 0;}
.hero h1{font-size:clamp(2.3rem,4vw,3.4rem);}
.hero-lede{font-size:1.06rem;max-width:44ch;}
.hero-actions{display:flex;gap:16px;margin-top:30px;flex-wrap:wrap;}
.hero-figure{position:relative;border-left:1px solid var(--line);}
.hero-figure img{width:100%;height:100%;min-height:440px;object-fit:cover;filter:grayscale(22%) contrast(1.02);}
.hero-stub{
  position:absolute;bottom:24px;left:24px;right:24px;background:var(--white);
  padding:16px 20px;display:flex;justify-content:space-between;align-items:center;
  font-family:var(--font-mono);font-size:.72rem;color:var(--slate);border:1px solid var(--line);
}
.hero-stub b{display:block;font-family:var(--font-display);font-size:1.3rem;color:var(--steel);font-weight:500;}

/* Rate strip */
.rate-strip{background:var(--steel);color:var(--paper);padding:20px 0;}
.rate-row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;font-family:var(--font-mono);font-size:.78rem;}
.rate-row div span{display:block;color:var(--teal-light);font-size:.66rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px;}

/* Section */
.section{padding:88px 0;}
.section-alt{background:var(--paper-2);}
.section-head{max-width:640px;margin-bottom:52px;}
.section-head h2{font-size:clamp(1.8rem,3vw,2.35rem);}

/* Services */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}
.service-card{background:var(--paper);padding:34px 28px;}
.service-card i{font-size:1.65rem;color:var(--teal);}
.service-card h3{font-size:1.1rem;margin-top:16px;}
.service-card p{font-size:.9rem;margin-bottom:0;}
@media (max-width:860px){.services-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.services-grid{grid-template-columns:1fr;}}

/* Flow (factoring process) */
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;}
.flow::before{content:'';position:absolute;top:17px;left:0;right:0;height:1px;background:var(--line);}
.flow-step{position:relative;padding:0 24px 0 0;}
.flow-index{
  font-family:var(--font-mono);font-size:.7rem;color:var(--teal);
  width:34px;height:34px;border:1px solid var(--teal);border-radius:50%;
  display:flex;align-items:center;justify-content:center;background:var(--paper);
  position:relative;z-index:2;margin-bottom:20px;
}
.flow-step h3{font-size:1.02rem;}
.flow-step p{font-size:.9rem;}
@media (max-width:860px){.flow{grid-template-columns:1fr;gap:34px;}.flow::before{display:none;}}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:36px;}
.stat{border-left:2px solid var(--teal);padding-left:16px;}
.stat b{display:block;font-family:var(--font-display);font-size:2.3rem;color:var(--steel);font-weight:500;}
.stat span{font-size:.8rem;color:var(--slate);text-transform:uppercase;letter-spacing:.05em;}
@media (max-width:760px){.stats{grid-template-columns:1fr 1fr;}}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.split img{width:100%;height:400px;object-fit:cover;filter:grayscale(18%);}
.split.reverse .split-media{order:2;}
@media (max-width:860px){
  .split{grid-template-columns:1fr;}
  .split.reverse .split-media{order:0;}
  .split img{height:280px;}
}

/* CTA band */
.cta-band{background:var(--steel);color:var(--paper);padding:70px 0;text-align:center;}
.cta-band h2{color:var(--white);font-size:clamp(1.6rem,3vw,2.2rem);}
.cta-band p{color:#c3ccd0;max-width:50ch;margin:0 auto 28px;}
.cta-band .btn-outline{border-color:var(--paper);color:var(--paper);}
.cta-band .btn-outline:hover{background:var(--paper);color:var(--steel);}

/* Footer */
.site-footer{background:var(--ink);color:#a7aca9;padding:70px 0 26px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:46px;padding-bottom:46px;border-bottom:1px solid #2a2d2f;}
.footer-brand .brand-name{color:var(--paper);}
.footer-brand .brand-name small{color:#7c817e;}
.footer-brand p{color:#848986;font-size:.88rem;max-width:32ch;}
.footer-col h4{color:var(--paper);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px;}
.footer-col a,.footer-col p{display:block;font-size:.88rem;color:#a7aca9;margin-bottom:10px;}
.footer-col a:hover{color:var(--teal-light);}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:24px;font-size:.78rem;color:#666a67;flex-wrap:wrap;gap:12px;}
.footer-legal{display:flex;gap:18px;flex-wrap:wrap;}
@media (max-width:860px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;}}

/* Disclaimer */
.disclaimer{
  background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  padding:15px 0;font-size:.8rem;color:var(--slate);text-align:center;
}
.disclaimer i{color:var(--teal);margin-right:8px;}

/* Inner pages */
.page-hero{padding:60px 0 46px;border-bottom:1px solid var(--line);}
.page-hero h1{font-size:clamp(2rem,4vw,2.7rem);}
.breadcrumb{font-family:var(--font-mono);font-size:.72rem;color:var(--slate);letter-spacing:.04em;margin-bottom:16px;}
.breadcrumb a{color:var(--teal);}

.prose{max-width:760px;}
.prose h2{margin-top:2.1em;font-size:1.45rem;}
.prose h3{margin-top:1.5em;font-size:1.1rem;color:var(--steel);}
.prose ul{color:var(--slate);padding-left:20px;}
.prose li{margin-bottom:.5em;}
.prose p{color:var(--slate);}
.update-note{
  font-family:var(--font-mono);font-size:.74rem;color:var(--teal);
  border:1px solid var(--line);display:inline-block;padding:8px 14px;margin-bottom:34px;
}

/* About */
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:34px;}
.value-card{border-top:2px solid var(--teal);padding-top:18px;}
.value-card i{font-size:1.5rem;color:var(--teal);}
@media (max-width:760px){.values-grid{grid-template-columns:1fr;}}

.note-block{
  display:flex;gap:18px;align-items:flex-start;background:var(--paper-2);padding:26px;border-left:2px solid var(--teal);
}
.note-block i{font-size:1.5rem;color:var(--teal);flex:none;margin-top:2px;}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;}
.contact-info-card{background:var(--steel);color:var(--paper);padding:38px;border-radius:1px;}
.contact-info-card h3{color:var(--paper);font-size:1.15rem;margin-top:0;}
.info-row{display:flex;gap:14px;margin-bottom:20px;font-size:.9rem;}
.info-row i{color:var(--teal-light);font-size:1.15rem;flex:none;margin-top:2px;}
.info-row a{color:var(--paper);}
.info-row span{color:#c3ccd0;display:block;}

.form-group{margin-bottom:18px;}
.form-group label{display:block;font-size:.84rem;color:var(--steel);margin-bottom:6px;font-weight:600;}
.form-group input,.form-group textarea,.form-group select{
  width:100%;padding:12px 14px;border:1px solid var(--line);background:var(--white);
  font-family:var(--font-body);font-size:.94rem;color:var(--ink);border-radius:1px;
}
.form-group input:focus,.form-group textarea:focus,.form-group select:focus{border-color:var(--teal);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.form-note{font-size:.78rem;color:var(--slate);margin-top:4px;}
.form-success{
  display:none;background:#e6efec;border:1px solid #93b8ac;color:#2b4d43;padding:16px 18px;margin-top:18px;font-size:.9rem;
}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr;}.form-row{grid-template-columns:1fr;}}

/* Cookie banner */
.cookie-banner{
  position:fixed;left:20px;right:20px;bottom:20px;max-width:520px;
  background:var(--steel);color:var(--paper);padding:24px 26px;border-radius:2px;
  box-shadow:0 12px 32px rgba(0,0,0,.25);z-index:1000;
  transform:translateY(140%);transition:transform .4s ease;
}
.cookie-banner.show{transform:translateY(0);}
.cookie-banner p{color:#c3ccd0;font-size:.86rem;margin-bottom:16px;}
.cookie-banner a{color:var(--teal-light);text-decoration:underline;}
.cookie-actions{display:flex;gap:12px;flex-wrap:wrap;}
.cookie-actions button{font-family:var(--font-body);font-size:.82rem;padding:10px 18px;border-radius:1px;border:1px solid var(--paper);cursor:pointer;}
.cookie-accept{background:var(--teal);border-color:var(--teal);color:var(--white);}
.cookie-decline{background:transparent;color:var(--paper);}

@media (max-width:560px){.cookie-banner{left:12px;right:12px;bottom:12px;padding:20px;}}